A letter to debtor

I am quite surprise that people nowadays are quite nonchalant towards bankrupty. I know you are capable of repaying the money but prefer to wait and see. You f**king know that I have some reservation in serving the statutory demand to make you a bankrupt. This will lead to the other consequences that may adversely affect my relative..

You undersestimated me, asshole, mother focker. Repay the $100 K. Owe $ Return $ hor!!! In any case, I have the legal document. Tomo is the day that I will exercise my right.. I hope you can do me a favour by making a mistake during your bankrutpy and ends up in jail.. haha .. how fun to see you in such misery .. you really bring joy into my life..

From your beloved creditor